FDIC Insured 256-bit Encryption
Business Banking Enterprise Grade

Business Banking Built For Growth

Powerful banking solutions to help your business grow, manage cash flow, and streamline operations. Join over 500,000 business owners.

500K+

Business Customers

$50B+

Annual Transactions

150+

Countries Served

500K+

Business Customers

$50B+

Annual Transactions

150+

Countries Served

99.9%

Uptime Guarantee

Business Banking

Business Checking Accounts

Choose the right checking account for your business needs

Business Essentials

Perfect for startups and small businesses

$0 /month
  • 200 free transactions/month
  • Free business debit cards (5)
  • Mobile check deposit
  • Online bill pay
Open Account
Most Popular

Business Performance

For growing businesses with higher volume

$15 /month
Waived with $5k+ balance
  • 500 free transactions/month
  • Earn 1.00% APY on balances
  • Free wire transfers (3/month)
  • Priority customer support
Open Account

Business Premium

For established businesses with high volume

$35 /month
Waived with $25k+ balance
  • Unlimited free transactions
  • Earn 1.50% APY on balances
  • Free wire transfers (10/month)
  • Dedicated relationship manager
Learn More
Accept Payments

Merchant Services

Accept payments anywhere, anytime with our complete payment solutions

Online Payments

Accept credit cards, digital wallets, and more

2.9% + $0.30
  • No monthly fees
  • Next-day funding
  • Fraud protection included
Get Started

Mobile Payments

Accept payments on the go with your phone

2.6% + $0.10
  • Free card reader
  • Instant deposits available
  • Works with all major cards
Get Started

In-Person POS

Complete point-of-sale system for retail

2.5% + $0.10
  • Hardware included
  • Inventory management
  • Customer insights
Get Started

Complete Business Solutions

Everything your business needs to succeed

Business Loans

Up to $5M in funding with competitive rates

Business Credit Cards

Earn rewards on every purchase

Payroll Services

Automated payroll and tax filing

Fraud Protection

Advanced security for your business

Funding Solutions

Business Loans & Lines of Credit

Get the capital you need to grow your business with flexible financing options.

Term Loan

Up to $500,000

Starting at 6.99%

APR

Line of Credit

Up to $250,000

Starting at 8.99%

APR

SBA Loan

Up to $5,000,000

Starting at 5.50%

APR

Equipment Financing

Up to $1,000,000

Starting at 4.99%

APR

Apply for Financing

Check Your Rate

See your loan options without affecting your credit score

Checking rates won't affect your credit score

Industries We Serve

Tailored solutions for your specific industry

Restaurants

Tech Startups

Retail

Logistics

Healthcare

Education

Powerful API & Integrations

Connect FinApp with the tools you already use. Automate payments, reconcile accounts, and more.

  • QuickBooks Integration
  • Xero Integration
  • Salesforce Integration
  • REST API for custom development
View API Documentation
curl -X POST https://api.finapp.com/v1/payments \\
  -H "Authorization: Bearer YOUR_API_KEY" \\
  -H "Content-Type: application/json" \\
  -d '{
    "amount": 1000.00,
    "currency": "USD",
    "recipient_id": "BUS_12345",
    "description": "Invoice #1234"
  }'

Example: Send a payment using our API

Business Resources

Tools and insights to help your business thrive

Cash Flow Forecast

Predict your future cash flow with AI-powered insights

Learn More →

Invoice Management

Create, send, and track invoices online

Learn More →

Business Insights

Get personalized recommendations to grow your business

Learn More →

Trusted by Business Owners

"FinApp transformed how we handle payments. The API integration saved us countless hours."

Michael Torres

CEO, TechStart Inc.

"The payroll services alone saved us 10+ hours a month. Highly recommend for any small business."

Sarah Chen

Owner, Bloom Bakery

"Merchant services fees are the lowest we've found. Next-day funding is a game changer."

David Williams

E-commerce Owner

Ready to Grow Your Business?

Join over 500,000 business owners who trust FinApp for their banking needs.